Property Investment Calculator

This Investment Calculator will show you the first years benefits of owning an investment property. This version will assume the property was put into service January 1. It does not consider the effect of selling or exchanging the property in the future. This form is not a substitute for legal or tax advice. Anyone contemplating the purchase of a real estate investment should seek the services of competent legal and tax advisors.

Use the Mortgage Amortization Calculator in the top right sidebar to complete the financing and Annual Debt Service portions of the Investment Calculator.

Purchase Cost
Cash Invested
Financing: These values come from the Mortgage Amortization Calculator
Amount Rate Monthly Interest Monthly P&I
Depreciation
Land Value
Personal Property Value
Building Value
Land Improvement Value
Total Depreciation
Annual Rent Less Vacancy GOI =
Annual Opperating Expenses
Real Estate Tax Insurance Repairs Utilities Assn. Dues
Advertising Management Supplies Misc. Misc
Total Opperating Expense
I. GOI
Less Operating Expenses
NOI =
Less Annual Debt Service
CFBT =
II. Annual Debt Service
Less Interest
Principal Reduction =
III.NOI
Less Interest
Less Total Depreciation
Taxable Income =
Times Tax Bracket %
Taxes Paid or Saved =
IV. Appreciation
Return On Investment with Appreciation
CFBT + Principal reduction + tax saved + Appreciation/Cash Invested
Return On Investment with out Appreciation
CFBT + Principal reduction + tax saved/Cash Invested
Capitalization Rate
NOI/Purchase Cost
Cash on Cash
CFBT/Cash Invested

Amortization Calculator